银行英语情景口语：固定资产贷款

　　关于固定资产贷款的相关英语口语该怎么样说会更好呢？以下是小编给大家整理的关于固定资产贷款的银行英语情景口语，希望可以帮到大家

　　Dialogue 1

　　对话一

　　A: Hi there. Welcome to Lincoln Corporate Services. How can we help?

　　您好。欢迎光临Lincoln银行公司业务部。如何为您效劳?

　　B: Hi. I was wondering what kind of fixed asset loans you have? Do you have Fixed Asset Loans?

　　你好。我想知道你们提供什么样的固定资产贷款?你们有固定资产贷款业务吧?

　　A: Yes,we do. You'll go through the acceptance application, then a first review, then an evaluation and examination and finally get approval. Why don't you read through this brochure? It outlines all of the important aspects of the loan, the terms and conditions,etc.

　　是的，我们有。您要通过申请受理，然后是初审，再后是评估和审查，最终得到批准。您何不把这本小册子看一遍呢?它概括了有关于贷款的所有重要方面，比如条款和条件等等。

　　B: That's a good idea, to familiarise myself with it. Then, I'll be back if we decide to go ahead.

　　这是一个好主意，我自己得熟悉它。然后，如果我们决定要办理的话，我再回来。

　　Dialogue 2

　　对话二

　　A: Hello. What can wc do for you?

　　您好。我们能为您做些什么吗?

　　B: Hello,I'm here to talk to someone about a Fixed Asset Loan.

　　你好，我到这里来是要找个人谈一下固定资产贷款的事情。

　　A: Certainly. That shouldn't be a problem.Tell me, do you have a Basic Account with us?

　　当然可以。没问题。请您告诉我，您在我们这里开立基本账户了吗?

　　B: Yes. I also have a Loan Certificate.

　　开了。我这儿还有贷款证。

　　A: Oh, that's good. We will come to our final decision based on your credit rating,the payment capability....

　　噢，那好。我们将根据您的信用等级、偿还能力做出最终决定……

　　B: Well, we have no problems with our credit rating,I can assure you.

　　嗯，我可以向你保证，我们的信用等级没有任何问题。

　　Dialogue 3

　　对话三

　　A: Hello. How can we be of service?

　　您好。我们如何为您效劳?

　　B: I'm here to see about a Fixed Asset Loan.

　　我到这里来了解一下有关固定资产贷款的事项。

　　A: OK, are you already an account holder?

　　好吧，您已经是账户持有人了吧?

　　B: Yes, I am. But Vm not sure if I'm eligible.

　　是的，我是。但我不敢肯定是否有资格。

　　A: To find out if you are eligible for our Fixed Asset Loan，we will have to look at various aspects of your business，such as,your long-term business prospects，your cash flow,your profitability, your capital structure....

　　要知道您是否有资格获得我们的固定资产贷款，我们将不得不对您的经营情况的各方面通盘考虑，比如，您的长期业务前景、您的现金流、您的赢利能力、您的资本结构……

　　B: For my credit worthiness?

　　这些是为了我的信贷价值?

　　A: Yes, and then other qualitative factors, such as the transparency of your business operations,your credibility and the integrity of your management.

　　是的，然后还有其他定性分析因素，比如业务运作透明度、您的诚信以及您管理团队的诚实度。

　　Dialogue 4

　　对话四

　　A: Good afternoon,it's nice to see you again. Have you decided to go ahead and try for the Fixed Asset Loan?

　　下午好，很高兴再次见到您。您已经决定了要办理并且申请固定资产贷款啦?

　　B: I'm going to need some more info first. I was wondering about the repayments. How long would I have to pay back the loan?

　　首先我将需要更多的资讯。我想知道关于还款的事项。我需要多久来偿还贷款?

　　A: That depends. Our repayment plans go from 1 year to 10 years. The Fixed Asset Loan is a long-term loan, you see. The loan can be paid in either monthly or quarterly instalments, to suit your needs.

　　这要看具体情况。我们的还款计划从1年期到10年期的都有。您瞧，固定资产贷款是一项长期贷款。这笔贷款可以按每月或每季度分期付款偿还，以符合您的需要。

　　B: And how much is payable in each instalment?

　　每一期还款要付多少钱?

　　A: You will need to pay part of the principle sum and part of the interest due.

　　您将需要支付一部分本金和到期的利息部分。

　　B: Well, as far as I can see, the advantages outweigh the disadvantages. You've sold me! I，d like to go ahead.

　　嗯，据我看来，利大于弊。你彻底打动我了!我想马上办。